By Carl Packman
Payday Lending appears to be like on the progress of the excessive price credits from the early payday lending within the early Nineteen Nineties to its improvement within the US as a hugely ecocnomic world wide.
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Additional resources for Payday Lending: Global Growth of the High-Cost Credit Market
After the term was coined in 1993,16 the first major study of financial exclusion in the UK carried out in 1999 by academics at the University of Bristol’s Personal Finance Research Centre found that 7 percent of households lacked any mainstream financial products. 17 Time has shown the government’s intervention in this area to be largely positive. 0005 Payday in the UK However, the recession had a devastating effect on the nation’s finances as a whole, on low-income households who were already the more vulnerable, in general.
1908), The Salary Loan Business in New York City, US: Bureau of Social Research, New York School of Philanthropy. Mayer, Robert (2010), Quick Cash: The Story of the Loan Shark, US: Northern Illinois University Press. Caskey, John (2005), Fringe Banking and the Rise of Payday Lending, In Bolton, P. and Rosenthal, H. (eds), Credit Markets for the Poor, New York: Russell Sage Foundation. Mayer, Robert (2010), Quick Cash: The Story of the Loan Shark, US: Northern Illinois University Press.
The Community Reinvestment Association of North Carolina (2001), Too Much Month at the End of the Paycheck: Payday Lending in North Carolina, US: The Community Reinvestment Association of North Carolina. Clark, Evans (1930), Financing the Consumer, New York: Harper & Bros. Johnson, Dr Robert W. (1998), Pawnbroking in the US: A Profile of Customers, Washington: The Credit Research Center. Carruthers, Bruce G. and Ariovich, Laura (2010), Money and Credit: A Sociological Approach, US: Polity.