By Patricia Barry
Manage the Medicare maze — from enrollment dates to devise options!
To get the main from Medicare, you wish exact info that steers you away from undesirable suggestion and expensive pitfalls. Medicare For Dummies is what you want to navigate Medicare effectively and get the easiest out of the advanced process. AARP’s Medicare professional, Patricia Barry, can provide plain-language causes of ways Medicare works and what steps you must take to make it give you the results you want, including:
- How you qualify for Medicare and while to sign up in line with your own situation
- What Medicare covers and what it costs
- Ways to minimize out-of-pocket expenses
- Tips for facing medical professionals and switching plans
You'll even get information regarding proposed adjustments to Medicare for you to learn about and suggestions for staying fit. in case you are one of many thousands of american citizens trying to get the lowdown on Medicare, this hands-on, pleasant advisor has you covered.
Read or Download Medicare For Dummies PDF
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Extra resources for Medicare For Dummies
But to get these services for free, know that you need to see a doctor who accepts assignment — meaning that she has agreed to accept the Medicareapproved amount as full payment for any service provided to a Medicare patient. ) Otherwise, you have to pony up a co-pay or, in some circumstances, even the full cost. Now take a look at Table 2-1, which shows the range of preventive tests, screenings, and counseling sessions that Medicare covers under Part B and whether they cost you anything. It’s a pretty impressive list!
They include ✓ Skilled nursing care provided on a part-time basis (no more than 8 hours a day over a period of 21 days or less) and including services such as injections, feeding through a tube, and changing catheters and wound dressings. ✓ Physical, speech, and occupational therapy from professional therapists to help you walk again, overcome problems in talking, or regain the Chapter 2: Spelling Out What Medicare Covers (A Lot, but Not Everything) ability to perform everyday tasks, such as feeding and dressing yourself — whichever your medical condition requires.
In the following sections, I describe broad categories of services that Parts A and B pay for: necessary medical care, preventive care, some types of specialized care (including even pregnancy and childbirth), and medical supplies and equipment. Necessary medical care In essence, Medicare covers services that are reasonable or necessary to save life and maintain or improve health. That includes really big-ticket items — such as transplants of the heart and other organs, delicate surgery to repair severe injuries, cancer treatments, and many others — that cost Medicare tens of thousands, and in some cases hundreds of thousands, of dollars.