By Mark S. Gaunya, Jennifer A. Borislow
American healthcare spending reached $2.4 trillion in 2008 and should exceed $4 trillion by way of 2018, with expenditures hovering at to 3 instances the speed of inflation. conventional medical insurance thoughts have not simply did not cease the bleeding they have additionally saved american citizens at nighttime and robbed them of selection. everyone seems to be chargeable for a small a part of healthcare spending, and participants have the facility to show the placement round. Consumer-driven overall healthiness plans (CDHPs) placed wisdom and gear again into people's fingers. during this e-book, you will discover: 3 CDHP ideas and the way they interact to reduce coverage bills and increase the health and wellbeing and healthiness of your staff powerful step by step concepts for growing, imposing, and coping with CDHPs on your office suggestions for construction a tradition of wellbeing and fitness and well being that advantages every body instruments for interpreting and fine-tuning your overall healthiness plan technique to maximize worker wellbeing, productiveness, and fiscal discount rates yr after 12 months Real-life case reviews that illustrate how CDHPs are a confirmed strategy to emerging healthcare expenses
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Additional resources for Bend the healthcare trend: how consumer-driven health & wellness plans lower insurance costs
In Massachusetts, for example, the cost of seeking care at many teaching hospitals is approximately 30 percent higher than at a community hospital—yet the care isn't necessarily worth 30 percent more. Consumers have different needs, but the one thing they all agree on is the desire to have choice when it comes to accessing healthcare providers and services. The challenge is that employees don't appreciate the full value of their health insurance plans and the cost that their employers incur to provide that benefit.
Although choosing a new car is a big decision, making informed choices about which health insurance plan to select and how to take the best care of your health is far more important. 43/407 Just because you're familiar with Ford vehicles doesn't mean you're going to buy one. There are many makes and models of cars, so you'll likely do research on the Internet and visit different dealerships to see who's offering the best cars for the best prices. Based on your needs, you'll choose the type of vehicle that suits you.
If you don't, odds are your employees don't either. And if consumers don't know the costs, they can't make informed decisions about their purchases. Most consumers don't use the same discretion when purchasing health insurance or healthcare services as they do when purchasing a new car. Although choosing a new car is a big decision, making informed choices about which health insurance plan to select and how to take the best care of your health is far more important. 43/407 Just because you're familiar with Ford vehicles doesn't mean you're going to buy one.